Small Business First

Benefits agricultural enterprises, industrial, manufacturing, export service enterprises, mining enterprises, advanced technology and the hospitality industry; businesses with less than 100 full-time employees. Small Business First (SBF) provides financing to small businesses that requires creative financial assistance. These funds are available to companies with less than 100 full-time employees. SBF loans may be used for land and building acquisition, building construction and renovation, machinery and equipment acquisition and installation, and may be used for working capital. Loans for up to $200,000 or 50% of eligible project costs are available. Loan terms vary depending upon the use of the funds: land & buildings, 10 years; machinery & equipment, 7 years; working capital, 3 years @ 5% fixed. One job must be created or retained for each $25,000 loaned through SBF.


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